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New York Low Income
Health Insurance
  • $0 - $20 Premium
  • New York State Sponsored Program 
  • Dental & Vision Available
  • GYM Reimburse
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New York Essential Plan

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Frequently Asked Questions
  • What factors determine the insurance cost?

    Your annual household income and family size determine the cost of insurance. Please see the below table for reference.


    Family #          |          $0 premium per month     | $20 Premium per month

    1                       |           Under $19,140 per year    |     $19,140 - $25,520

    2                       |           Under $25,860 per year    |     $25,860- $34,480

    3                       |           Under $32,580 per year    |     $32,580 - $43,440

    4                       |           Under $39,300 per year    |     $39,300 - $52,400


  • Who is eligible to apply?

    Any New York state resident who carries a valid visa can apply.

  • When can I apply?

    You can apply every month. The policy effective date will depend on your application submission date.

  • What are the benefits of Essential Plan?

    Primary Care Physician / Specialist office visits, emergency room / Albulance use, surgery, prescription, and other basic medical benefits are covered. You can also enroll for dental and vision benefits.

  • Is Essential Plan an annual contract?

    Yes, it is an annual contract that can be renewed each year.

  • Who is the insurance provider?

    UnitedHealthCare

  • Is Essential Plan considered a Public Charge?

    No.

  • What information is required to apply?

    We need your basic personal information (name, date of birth, contact, etc.), home address, passport and visa information.

  • What qualifies for Gym Reimbursement?

    You can get a refund for $200 payment within 6 month period. (Annual Max $400) You must visit the gym at least 50 times within 6 months. Receipts (or any proof of visitation) must be provided to the insurance provider in order to claim your refund.

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