NY Foreign Student Health Insurance

The #1 Most Affordable Health Plan in New York

  • $0 Premium
  • New York State Sponsored Program
  • Dental & Vision Included
  • GYM Reimbursement

See if You Qualify!

New York's #1 Student Health Insurance

Qualification Check

Essential Health Plan Information

A FREE NY State sponsored program developed to provide health insurance to international students with valid visas and no source of income.

Applications accepted ALL YEAR ROUND!

Don't worry because this plan is not considered a Public Charge.

The essential health benefits included in the plan

  • Ambulatory patient services (outpatient care you get without being admitted to a hospital)
  • Emergency Services
  • Hospitalization (i.e. surgery and overnight stays)
  • Mental Health and Substance use Disorder Services
  • Prescription Drugs
  • Rehabilitative and Habilitative Services (ex. Physical Therapy)
  • Lab and Imaging Services (ex. X-rays, CAT scans, ultrasounds)
  • Wellness and Chronic Disease Management Services
  • Pediatric Services, Including Oral and Vision Care
Enroll Now

A FREE NY State sponsored program developed to provide health insurance to international students with valid visas and no source of income.

Applications accepted ALL YEAR ROUND!

Don't worry because this plan is not considered a Public Charge.

Apply Now!

The 10 essential health benefits included in the Essential Plan

  1. Ambulatory patient services (outpatient care you get without being admitted to a hospital)
  2. Emergency Services
  3. Hospitalization (i.e. surgery and overnight stays)
  4. Pregnancy, Maternity, and Newborn Care
  5. Mental Health and Substance use Disorder Services
  6. Prescription Drugs
  7. Rehabilitative and Habilitative Services (ex. Physical Therapy)
  8. Lab and Imaging Services (ex. X-rays, CAT scans, ultrasounds)
  9. Wellness and Chronic Disease Management Services
  10. Pediatric Services, Including Oral and Vision Care

Need Help? 

Frequently Asked Questions

  • How else does it save me money?

    The plan has NO DEDUCTIBLE, so the plan starts paying for your health care right away.

  • What information is required to apply?

    • Your basic personal information (name, date of birth, contact, etc.)
    • Home address
    • Passport
    • Visa information.

  • Is it an annual contract?

    Yes, it is an annual contract that can be renewed each year.

  • What qualifies for Gym Reimbursement?

    You can get a refund for a $200 payment within a 6 month period. (Annual Max $400) You must visit the gym at least 50 times within 6 months. Receipts (or any proof of visitation) must be provided to the insurance provider in order to claim your refund.

  • I applied, when does the policy go into effect?

    The policy effective date will depend on your application submission date.

  • Who is the insurance provider?

    UnitedHealthCare

Apply Now!

Let us Know if You Have any Questions

Fill in the form or call to set up a meeting at  (718) 461-8020

Essential Health Plan Contact Form

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