Headquarter
217-04 Northern Blvd
Bayside, NY 11361
Get in touch
718-461-8300
info@solomonus.com
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Minimum Recommended Coverage
Building, Business Personal Property
Business Income
Accounts Receivable
Computers
Goods in Transit
Employee Dishonesty
General Liability
Employee Benefits
Environmental Impairment
Umbrella
Hired and Non-ownership Auto
Workers' Compensation
Other Coverages to Consider
Business Auto Liability & Physical Damage
Employment Related Practices
Exposure Risks
- PROPERTY EXPOSURES include metal dust, soldering, welding, flammable liquids and spray-painting. In addition, the electronic circuitry must be protected until it can be encased. It is important that heat-producing operations be isolated from dust and flammable liquids. Dust collection systems and housekeeping are necessary controls. Greasy rags should be kept in covered metal containers to prevent spontaneous combustion. Flammable liquids should be stored in a separate area and no more than a day’s worth should be allowed in the processing area. Spray-painting must be done in a separate UL-approved booth.
- PREMISES LIABILITY depends on the number of visitors and customers allowed on site and the locations they are permitted to visit. Some equipment is demonstrated to customers, which increases the chance of loss.
- PRODUCTS LIABILITY EXPOSURE is determined by the machine being built. Any machine that is used in assembly production with cutting and punching will have the high potential for loss. Machines that are “move along” machines without parts that would harm workers will pose less of a problem. It is important to know how people can harm themselves using the machine in order to determine the hazard involved. Warnings of possible hazards and instructions for proper use must be posted on the machine.
- ENVIRONMENTAL IMPAIRMENT is moderate to high from the chemicals, paint, and solvents and metal wastes.
- AUTOMOBILE LIABILITY is normally limited to a salesperson fleet and the occasional truck for errands. An outside carrier delivers most machines and raw material is brought in by common carrier. Anyone who drives a company-owned vehicle should undergo regular MVR checks and vehicles must be subject to regular, documented maintenance.
- WORKERS COMPENSATION EXPOSURES are multiple. Key items to watch fore are whether or not the necessary coverings, including face and hands protection, are used during welding, casting, or other operations. Guards should be on machinery, especially the cutting and shearing devices; and whether or not employees are allowed to remove guards should be evaluated. Burns during welding or casting and cuts or amputations during the shearing and cutting operations are all possible. Additional workers compensation concerns are chemical burns and eye, skin, and lung irritants. Repetitive motion injuries can be a concern, and it is necessary to make sure that workstations are ergonomically designed, especially if the internal workings of the machines are the responsibility of the manufacturer.
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Office Hours: 9 am - 6 pm
217-04 Northern Blvd.
Bayside, NY 11361
718-461-8300
info@solomonus.com